Umbrella Insurance in Michigan

Did you know that you can add additional coverage if you feel like you are not protected enough by the max limits on your policy? Or that you can cover specific occurrences or expenses in some cases? At Atlas Insurance Agency we strive to keep our customers informed about all their insurance options. If you have special insurance considerations in Michigan read on to find out about how an umbrella policy may help you.

Umbrella insurance has a funny name that describes it well. It is insurance to protect you and cover you in your time of need. Depending on the policy, it can cover you more fully and with higher limits than most policies.

Who purchases umbrella insurance?

People who need an additional layer of protection. For example, if you have employees who are on the road in your company vehicles often then your risk of severe damage in an auto accident may increase. If there is an accident that exceeds the liability limit of your coverage you will be left holding the bill. Unless you have an umbrella policy that kicks in when regular insurance runs out. Most umbrella coverages start at one million dollars and cost little in addition to your regular policy. There are many people who feel better when they have additional coverage because they know their business or way of life has additional risks. We will be happy to answer any questions you have about this type of insurance.

Contact us at Atlas Insurance Agency to discuss your specific coverage needs to find out if an umbrella policy is right for you. We offer auto insurance, RV insurance, home, life, business insurance, and more to the people in and around Royal Oak, MI. We understand the Michigan insurance requirements to keep you protected so call today.